Historic home insurance issues?

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Home Renovation July 25, 2017 at 10:24 am

Historic home insurance issues?

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rocver

Hi, I am looking to move to Newburgh and wondering if any of you have run into issues with insuring a historic home?

4 Replies Add Reply

Cher
July 25, 2017 at 12:26 pm

The biggest issue I hear about is finding insurance for a vacant/abandoned home. However, if the home is inhabited, try asking the seller what insurance they were using and piggyback off that if you can.

rocver
July 25, 2017 at 6:48 pm

Thanks, Cher!

alilchurch
July 28, 2017 at 10:16 am

I ran into issues insuring a home I am rehabbing. We got insurance pretty quickly but then had it revoked about a month later. My agent admonished me for not telling her that there was “work to be done.” All is good now, but I had to provide cost estimates and timelines for repairs, and had my coverage reduced. Be up front with your agent if you house is ugly from the outside.

kandy
December 23, 2017 at 1:56 am

Yes, I agree it is a big issue for getting the insurance.

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