Reply To: Vacant home insurance

[ieggsist]

It turns out we’ve got 2 companies willing to insure us. One is Allstate, which is our primary insurance provider and the other is an agent who found a company apparently in England who she says is the only company willing to give us coverage on this old vacant house that doesn’t have circuit breakers. I told her about the surprisingly cheap quote we got from Allstate and she warned us against them , saying the agent is just trying to write a policy and that as soon as they’ll send an inspector, they’ll cancel the policy. Her quote is much more expensive but she says once we occupy the house and install circuit breakers we can switch the policy and get money back. Needless to say we are confused and not sure what to do. Anyone here insured an old creaky house via Allstate? Any piece of advice welcome! THANKS! Julie